Speaking from true experience, we all want to be free. Free from fear, worry, and debt. Yes, debt. That four-letter word that most of us are quick to get into because we just have to have things, some good and some not so good. Either way, debt is a part of most of our lives. From the time we were little kids we heard the word used in many ways. Not so much the term, financial freedom. What Causes It? I need a new car and how do we get it most times, debt. I need to go to school and how many of us owe Sallie Mae right now,…